Why TCB?

Independent, Local & Invested In You.


Texas Roots

Born and raised in the Greater Houston area, we know and understand the local businesses and economies like the back of our hand. We’ve been using that knowledge to make entrepreneurship easier for both experts and start-ups. Texas Citizens Bank not only helps business owners make money, we help you secure, save, and manage it as well, so you can spend more time doing what you love.

Straight Shooters

We believe there’s only one right way to do business: with integrity—because honest, hard-working Texans deserve honest, straight-forward answers. At TCB, we invite you to sit down with our senior management team and see where decisions are made—right here at our home office.

Taking Care of Business

From our flexible loan terms to high-yield deposits, we have the resources you need to grow. Known for our impressive time to transaction, we’re the bank you call when you want a deal done right and on time.

Meeting Texas-Sized Goals

Our dedicated relationship managers (RMs) ensure each customer understands their options and help customize financing to fit each situation. Each RM works with customers to carry out ambitious endeavors. We find ways to make it happen—no matter how big your idea.

Member FDIC | Equal Housing Lender

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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