Technology

How does TCB’s technology compare to that of a big bank? Credit union?

Unlike many credit unions and other community banks, Texas Citizens Bank doesn’t force customers to compromise on technology. Rather than putting you in the uncomfortable position of choosing between service and convenience, we give you both—accessible resources with personal guidance. Along with powerful personal tools like Online Banking, Bill Pay, Mobile Check Deposit, we offer advanced business services and personal support you won’t get at the big banks.

Business


  • ONLINE BUSINESS BANKING

    Get the online tools you need to improve efficiency and operate on the go.
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  • PAYABLES

    Improve your local and international business payment processes.
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  • RECEIVABLES

    Streamline business deposits with faster, more direct services.
    LEARN MORE

  • CARD SERVICES

    Make business spending more convenient with flexible card services.
    LEARN MORE

  • FRAUD PREVENTION

    Protect your business from fraud with preventive services that help avoid or minimize financial loss.
    LEARN MORE

  • ACCOUNT ANALYSIS

    Track and measure spending behavior with a suite of online business services.
    LEARN MORE

Personal


  • ONLINE BANKING

    Manage your accounts from anywhere, anytime.

    Online Banking Support is available weekdays, 8 AM to 5 PM. Call 719.948.9494 for assistance.

    • Bill Pay (included with checking account)
    • Export data to Quicken, QuickBooks, or Microsoft Money
    • Personalize account names
    • Set up balance alerts and reminders
    • View cleared checks and deposits
    • Transfer funds
    • Reorder checks
    • Initiate stop payments
  • BILL PAY

    Never write another check. Schedule and pay bills to anyone, anytime using Bill Pay online.

    Simply open a Texas Citizens Bank checking account to unlock all Bill Pay features.

    Benefits

    • Pay bills from anywhere
    • Schedule advanced payments
    • Reduce waste and cost by avoiding checks and postage
    • Make payments to multiple accounts
    • Review pending payments and history
  • MOBILE CHECK DEPOSIT

    Make and view mobile check deposits from your smartphone.

    Benefits

    • Review signatures, endorsements, and MRCWR encoding
    • Reduce costs associated with payment records
    • Avoid bank and ATM visits
  • CHECK IMAGING

    View written check images electronically.

    Benefits

    • View scanned images of cancelled checks
    • Get photographic proof of check deposits with every statement
    • Access from your personal computer or smartphone
    • Search by check number, clearing date, and amount
  • DEPOSIT IMAGING

    View deposited checks and slip images electronically.

    Benefits

    • View checks and deposit slips as digital images
    • Get photographic proof of checks and deposit slips with every statement
    • Access captured checks from your personal computer or smartphone*
    • Search by check number, clearing date, and amount

    * Only check deposits made via mobile can be viewed on a mobile device. All check deposits are available via desktop.

  • E-STATEMENTS

    Go paperless. E-Statements are delivered straight to Online Banking.

    Simply open the message, double click on the PDF attachment, and enter your Online Banking password.

    Benefits

    • Access from your personal computer or smartphone
    • Save, file, and print copies of statements or cancelled checks
    • View scanned images of cancelled checks
    • Search by check number, clearing date, and amount
    • Zoom in for easier reading
    • Reduce paper waste

Technology News


  • Learn how to integrate the latest business and banking technologies into your workplace.

    LEARN MORE

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Montly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: