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TCB Rates

Deposit Rates

Rates current as of February 9th, 2017
Reward Checking
  APY
< $25,000 0.75%
>$25,000 0.20%
*If the requirements for Reward Checking are not met, the annual percentage yield is 0.02%.


Reward Checking Plus
  APY
< $25,000 1.20%
>$25,000 0.20%
*If the requirements for Reward Plus are not met, the annual percentage yield is 0.02%.


Money Market Savings
  APY
< $2,500 0.05%
$2,500 - $24,999 0.15%
$25,000 - $99,999 0.25%
$100,000 - $249,999 0.35%
>$250,000 0.40%


BizReward Money Fund
  APY
< $2,500 0.00%
$2,500 - $24,999 0.20%
$25,000 - $99,999 0.25%
$100,000 - $249,999 0.40%
>$250,000 0.50%


IRA Savings
  APY
< $2,500 0.10%
$2,500 - $24,999 0.25%
$25,000 - $99,999 0.30%
$100,000 - $249,999 0.50%
>$250,000 0.55%


Savings Account
  APY
  0.10%


10:21 AM 11/1/2012
Now Checking
  APY
< $1,500 0.00%
> $1,500 0.10%

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Certificate of Deposit Rates

The annual percentage yield (APY) assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.
An early withdrawal penalty will be imposed for withdrawals before maturity.

Rates current as of November 14th, 2017

Certificates of Deposit (<$100,000)
  APY
3 Months 0.30%
6 Months 0.40%
9 Months 0.55%
12 Months 1.00%
18 Months 1.15%
24 Months 1.25%

Certificates of Deposit (>$100,000)
  APY
3 Months 0.30%
6 Months 0.40%
9 Months 0.55%
12 Months 1.00%
18 Months 1.15%
24 Months 1.25%

Reward Certificates of Deposit* (>$1,000)
  APY
3 Months 0.30%
6 Months 0.35%
9 Months 0.45%
12 Months 0.55%
18 Months 0.65%
24 Months 0.80%
* Must have, or open and maintain a Direct Deposit to a Texas Citizens Bank Personal Reward Account.

 

Special Term Certificates of Deposit (>$1,000)
APY
  APY
7 Months 1.25%
13 Months 1.35%
*19 Months 1.31%
* This CD adjusts to the effective fed funds rate as published by the Federal Reserve Bank of New York. The resets are on the first Friday of Feb., May, Aug., and Nov. based on the rate published the previous Monday.


"One Bump" Certificates of Deposit (>$10,000)
APY
  APY
30 Months .95%
48 Months 1.15%


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