Certificates of Deposit (CD)
Invest in your future with short- and long-term certificates of deposits (CD). As our rates continue to rise, now is a great time to start accruing more interest in a time deposit account. Requiring just a $1,000 deposit and with terms ranging from 3 to 36 months, our accounts are both low-entry and flexible. Know your funds are secured, FDIC-insured, and increasing in a CD account that’s right for your timeline.
Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account, based on the interest rate and the frequency of compounding during a 365-day period.
The annual percentage yield (APY) assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. An early withdrawal penalty will be imposed for withdrawals before maturity. Rates current as of January 8, 2019. Rates may change after opening.
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REWARD CERTIFICATE OF DEPOSIT
Qualify for attractive interest rates on flexible terms through our Rewards account program.
Exclusively offered to those who maintain a direct deposit to a Texas Citizens Bank Personal Reward Account.
New, higher interest rates now available!
Minimum Opening Deposit: $1,000
Minimum Balance: $1,000Terms
- 3 months
- 6 months
- 9 months
- 12 months
- 18 months
- 24 months
- 36 months
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CERTIFICATE OF DEPOSIT
Great for six-digit deposits or simply setting aside extra money.
This flexible, short- and long-term CD is a good option for anyone looking for a smart and safe savings option.
New, higher interest rates now available!
Minimum Opening Deposit: $1,000
Minimum Balance: $1,000Terms
- 3 months
- 6 months
- 9 months
- 12 months
- 18 months
- 24 months
- 36 months