Personal

A Personal Approach to Finance

Personal Banking has been reduced to long hold times and mass, irrelevant emails at many big banks. As an independent, locally owned financial institution, we promise to bring back “personal”—helping you understand your options and identifying the best accounts, cards, loans, and online services for your unique situation. We look for the best options for you—not what’s best for the bank. Don’t settle for impersonal answers and sub-par service. At Texas Citizens Bank, we believe that no matter your account balance, you deserve better.

DOWNLOAD PERSONAL DEPOSITS COMPARISION PDF

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Montly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: