Category: Financial

Photo: The Cannon Houston Key takeaways from our “Know Your Funding Options” Lunch n’ Learn at The Cannon, August 2019 As a startup business, you are likely going to friends and family first for funding. Why not? They are easily the most likely people to believe in you and have your back…Continue Reading »

COMMUNITY WOMEN’S SERIES ON BUSINESS FINANCE, EXPERTS AND RESOURCES Pasadena, Texas, August 19, 2019 – Texas Citizens Bank (TCB) is rooted in Texas growth and takes pride in its history of supporting women’s financial business interests. A new community outreach series for all interested women begins September 19 at TCB. Greater Houston…Continue Reading »

In the age of instant, peer-to-peer (P2P) payments have become the norm for bill splitting, dog sitting, movie-watching, and every other emoji-fiable activity. Unsurprisingly, mobile P2P payments are the fastest-growing sector in the P2P industry. The ability to quickly send and receive money from your phone is keeping people honest, reducing awkwardness,…Continue Reading »

Since credit and debit card skimming caught fire in 2008, banks have made card fraud a top priority. The first sweeping change came in 2015. After identity theft complaints peaked at 490,220, many carriers switched to the more secure EMV cards. Those tiny silver EMV chips on your newer debit and credit…Continue Reading »

Welcome to the Worldwide, Fee-Paying ATM Pass What if ATMs weren’t so expensive and cash withdrawals were fee-free? You wouldn’t worry about card skimmers at that dingy, middle-of-nowhere Texas gas station. You wouldn’t feel the need to take out more money than you need. You wouldn’t think twice about how much that…Continue Reading »

Proven methods for financing common business needs From angel investors to crowd-sourced platforms like Kickstarter, there are now several creative ways you can fund your business in 2018. While both of these financing examples provide interest-less capital, each require you to give up a degree of control. There are no guarantees with…Continue Reading »

PART 3: What to Look for in a Business Savings Account As the owner of a small or fast-growth business, you’re often so used to reinvesting profits that the idea of a business savings account seems odd. This is normal. In most cases, the business savings account comes after the business checking…Continue Reading »

PART 2: What to Look for in a Business Checking Account You know you need to open a business checking account, but want to make sure you get the best bang for your buck. You would hate to waste time locking in a subpar business checking account only to switch it later….Continue Reading »

PART 1: How to Decide Between a Business Checking Account and Business Savings Account There’s no one right business bank account, but some options will better suit your business than others. To help guide you through this important process, we’ve put together a business bank account checklist, broken down into three articles….Continue Reading »

Here’s what you need to know about federal interest rates as they continue to rise   The steady, annual increases to federal interest rates have business and retail banking customers nervous. Recent Interest Rate Activity After a recession period of interest standstill—stretching from mid-December 2008 to mid-December of 2015—rates have slowly crept…Continue Reading »