Category: Financial

The Worldwide, Fee-Paying ATM Pass What if ATMs weren’t so expensive and cash withdrawals were fee-free? You wouldn’t worry about card skimmers at that dingy, middle-of-nowhere Texas gas station. You wouldn’t feel the need to take out more money than you need. You wouldn’t think twice about how much that fancy Swiss…Continue Reading »

Proven methods for financing common business needs From angel investors to crowd-sourced platforms like Kickstarter, there are now several creative ways you can fund your business in 2018. While both of these financing examples provide interest-less capital, each require you to give up a degree of control. There are no guarantees with…Continue Reading »

PART 3: What to Look for in a Business Savings Account As the owner of a small or fast-growth business, you’re often so used to reinvesting profits that the idea of a business savings account seems odd. This is normal. In most cases, the business savings account comes after the business checking…Continue Reading »

PART 2: What to Look for in a Business Checking Account You know you need to open a business checking account, but want to make sure you get the best bang for your buck. You would hate to waste time locking in a subpar business checking account only to switch it later….Continue Reading »

PART 1: How to Decide Between a Business Checking Account and Business Savings Account There’s no one right business bank account, but some options will better suit your business than others. To help guide you through this important process, we’ve put together a business bank account checklist, broken down into three articles….Continue Reading »

Here’s what you need to know about federal interest rates as they continue to rise The steady, annual increases to federal interest rates have business and retail banking customers nervous. Recent Interest Rate Activity After a recession period of interest standstill—stretching from mid-December 2008 to mid-December of 2015—rates have slowly crept back…Continue Reading »

U.S. Rate Hikes to Continue at Slower Pace in Down Market Despite down market, the Fed signaled more 2019 interest rate hikes in January. Subsequently, stocks carried their negative trends into January. Background 2018 Interest Rate Hikes On December 19, the Fed raised interest rates for the fourth and final time in…Continue Reading »

Ring In the New Year with This Simple Business To-Do List Every year, we—as individuals, as business owners—try to trick ourselves into achieving ambitious goals. To will our wants into realities, we use a stronger, more determined word: resolution. After all, a resolution is a decision. A goal could end in failure….Continue Reading »

5 Essential Questions to Ask When Considering Cash Advance and Shorter-Term Loan Options What is a cash advance loan? Cash advance loans, also known as merchant cash advances (MCAs), are the product that birthed the online lending industry. A solution for business owners ineligible for bank approval, cash advance provides business owners…Continue Reading »

What to expect after the latest federal interest rate increase   Source: CNBC Last week, the Federal Reserve raised its federal funds rate target range a quarter percentage point, 2.00–2.25%, marking the third interest rate hike of the year. The decision to raise the interest rate did not come as a surprise….Continue Reading »