Receivables

How can I speed up the deposit process while protecting my business from fraud?

Get paid faster by converting paper to electric. Moving to online receivables helps reduce float, fraud risk, and human error. Our electronic solutions help you verify transactions, our mobile and remote deposit options empower you to make deposits from your phone or office; Lockbox Services automates receivable processing for faster availability and general ledger updates; and our other receivable services help distribute and concentrate that cash more effectively.


  • AUTOMATED CLEARING HOUSE (ACH)—DEBIT

    Offer customers a safe and efficient electronic solution to pay your receivables.

    Benefits

    • Receive payments faster with reduced float time
    • Collect customer payments
    • Receive money transfers from your phone
    • Reduce paper waste with e-Statements*
    • Reduce check fraud

    * Not currently available in PDF format.

  • LOCKBOX SERVICES

    Improve deposit availability and accounts receivable processing.

    LEARN MORE

  • CASH CONCENTRATION SERVICE

    Move funds from multiple depository locations into a single, easily monitored Demand Deposit Account.

    Benefits

    • Accessible from numerous locations (ideal for companies with multiple deposit locations)
    • 1-day processing*
    • Avoid expensive wire transfers on check deposits
    • Cash control and visibility

    * Payment must be made by 2:30 PM CT the business day prior.

  • Direct Deposit Service

    The fastest way to deposit checks.

    Benefits

    • Automatically deposit paychecks into employee accounts
    • Withdraw deposit ACH transactions immediately
    • Eliminate tedious manual processes and reconcilement
    • Retain more customers with enhanced payables experience
    • Automatically deposit expense checks into employee accounts
  • MOBILE CHECK DEPOSIT

    Make and view mobile check deposits from your smartphone.

    Benefits

    • Review signatures, endorsements, and MICR encoding
    • Avoid bank and ATM visits
    • Deposits available next business day*

    * Payment must be made by 2:30 PM CT the business day prior.

  • ZERO BALANCE ACCOUNTS (ZBA)/SWEEP

    Automatically fund payroll and other accounts as checks are presented.

    Benefits

    • Acts as stand-in treasury manager
    • Automate transfers to fund sub-accounts on loans
    • Easily track transfers via statement account numbers
    • Maintain liquidity and control cash flow
    • Minimize idle funds and overdraft fees
    • Reduce time balancing accounts
  • MERCHANT SERVICES

    Accept credit cards to increase payment options, acquire business, and retain more customers.

    Benefits

    • Allows clients to pay with MasterCard, VISA, American Express, and Discover
    • Accept and process credit cards through online shopping cart
    • Receive next-day credit directly to depository account*

    * Payment must be made by 2:30 PM CT the business day prior.

  • REMOTE DEPOSIT CAPTURE

    Make scanning and depositing bulk checks as easy as making photocopies.

    Benefits

    • Scan multiple checks at once using a professional scanner
    • Make unlimited deposits from your office
    • Automatically create and save images for future reference
    • Add custom descriptions for detailed records, reporting, and updates to receivables
    • Reduce paper waste
    • Save time by avoiding trips to the bank and ATM

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Montly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: