Payables

How can your Payable solutions improve my business’s payment process?

Stop paying a premium just to make a payment. Texas Citizens Bank Payables help reduce processing and paper transaction costs with more secure and convenient electronic transfers. Both ACH and wire transfer options help streamline the payment process by reducing errors, fraud risk, and transfer time.


  • BILL PAY

    Never write another check. Schedule and pay bills to anyone, anytime using Bill Pay online.

    Simply open a Texas Citizens Bank checking account to unlock all Bill Pay features.

    Benefits

    • Pay bills from anywhere
    • Schedule advanced payments
    • Reduce waste and cost by avoiding checks and postage
    • Make payments to multiple accounts
    • Review pending payments and history
  • AUTOMATED CLEARING HOUSE (ACH)—CREDIT

    Simplify electronic business payments with ACH origination.

    Benefits

    • Lower purchasing and processing costs
    • Simplify payroll through direct deposit
    • Pay taxes, customer bills, and vendors
    • Make money transfers from your phone
    • Receive E-statements
    • Schedule regular payments
  • ONLINE WIRES

    The simple, secure way to transfer business funds instantly.

    Benefits

    • Reduce time and cost with online wire transfers
    • Monitor wire status online and via email alerts
    • Protect privacy with direct transfer
    • Same-day delivery
  • ACCOUNTS PAYABLE SOLUTIONS

    Automate invoices electronically.

    Benefits

    • Streamline payment process
    • Avoid manual invoicing
    • Save time and money
    • Consolidate payment types online
    • Reduce paper waste
  • ELECTRONIC FEDERAL TAX PAYMENT SERVICE (EFTPS)

    Pay taxes at your convenience online.

    Benefits

    • Converts paper-based tax payment system to electronic
    • Reduce paper waste
    • Safeguard confidential information
    • Pay taxes on the go
    • Eliminate tedious payment authorizations
  • Direct Credit Service

    The fastest way to pay vendors.

    Benefits

    • Automatically send payments to vendors
    • Withdraw deposit ACH transactions immediately
    • Eliminate tedious manual processes and remittances
    • Automatically deposit expense checks into employee accounts

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Montly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: