Online Business Banking

How is Online Business Banking different from other personal online banking services?

Our Online Business Banking portal and mobile app make it easy for customers to safely access their accounts from anywhere, 24/7. The platform includes advanced business features and integrations that help protect sensitive documents and communicate with other popular business services. Together, these features empower business owners to pay, receive, and manage their money the way they want, when they want.

Download the Texas Citizens Bank app today.

  • BILL PAY

    Never write another check. Schedule and pay bills to anyone, anytime using Bill Pay online.

    Simply open a Texas Citizens Bank checking account to unlock all Bill Pay features. Online Banking Support is available weekdays, 8 AM to 5 PM. Call 719.948.9494 for assistance.

    Download the Texas Citizens Bank app today.

    Benefits

    • Pay bills from anywhere
    • Schedule advanced payments
    • Reduce waste and cost by avoiding checks and postage
    • Make payments to multiple accounts
    • Review pending payments and history

  • ELECTRONIC DATA INTERCHANGE SERVICE – ACH/EDI

    Exchange secure business documents and payments electronically via ACH CTX payment.

    Download the Texas Citizens Bank app today.

    Benefits

    • Streamline transaction processing
    • Keep sensitive information safe
    • Reduce manual data for improved accuracy
    • Lower costs with increased productivity

  • MOBILE CHECK DEPOSIT

    Make and view mobile check deposits from your smartphone.

    Download the Texas Citizens Bank app today.

    Benefits

    • Review signatures, endorsements, and MICR encoding
    • Avoid bank and ATM visits
    • Deposits available next business day*

    * Payment must be made by 2:30 PM CT the business day prior.

  • CHECK IMAGING

    View deposited check images electronically.View written check images electronically.

    Download the Texas Citizens Bank app today.

    Benefits

    • View scanned images of cancelled checks
    • Get photographic proof of check deposits with every statement
    • Access from your personal computer or smartphone
    • Search by check number, clearing date, and amount

  • DEPOSIT IMAGING

    View deposited check images electronically.

    Download the Texas Citizens Bank app today.

    Benefits

    • View checks and deposit slips as digital images
    • Get photographic proof of checks and deposit slips with every statement
    • Access captured checks from your personal computer or smartphone*
    • Search by check number, clearing date, and amount

    * Only check deposits made via mobile can be viewed on a mobile device. All check deposits are available via desktop.

  • E-STATEMENTS

    Replace mailed paper statements with electronic ones.

    Download the Texas Citizens Bank app today.

    Benefits

    • Improve account security and protect against identity theft
    • Consolidate records to eliminate clutter and reduce paper waste
    • Receive convenient email notifications for new e-Statements
    • Share and print copies of e-statements on the go
    • Save and file e-Statements

  • BUSINESS MOBILE BANKING

    Authorize ACH and wire transfers from your phone or tablet.

    Download the Texas Citizens Bank app today.

    Benefits

    • View and transmit sensitive transactions from mobile device
    • Transfer funds between TCB business accounts
    • View scanned transaction images with Check Imaging and Deposit Imaging
    • Mobile Check Deposit
    • View Account History
    • Bill Pay
    • Manage multiple payees
    • Check account balances

  • ACCOUNT HISTORY

    View up to 24 months of business transaction history.

    Download the Texas Citizens Bank app today.

    Benefits

    • Check Imaging available for counter deposits and loan advances
    • View deposit images and Remote Deposit Checks on desktop
    • View mobile transactions from smartphone

  • QUICKBOOKS INTEGRATION

    Connect your QuickBooks account to automatically import transaction data.

    Download the Texas Citizens Bank app today.

    Benefits

    • Easy setup and syncing
    • Reduce tedious manual imputing
    • Save time and money
    • Manage transactions by category
    • Includes QuickBooks online and Direct Connect

  • CUSTOMER SUPPORT

    Call, email, or use the online form for immediate banking, technology, and Treasury Management assistance.

    Learn More

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Monthly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: