SBA Loans

What is an SBA loan and why should I get one through TCB?

As a new business owner, you may not have the credit required for large financing. Guaranteed by the US government, Small Business Administration (SBA) loans help lower the barrier of entry for entrepreneurs—giving start-ups a better chance to succeed and providing existing businesses with more flexible terms. Kick-start your business with a lender approved to offer SBA loan products under SBA’s General Lender Program.

SBA Loan Options

 7(a) Guarantee Loan504 Fixed Asset Loan
OverviewHelps small businesses start or expandLong-term, fixed-rate financing used to upgrade or expand fixed assets
Ideal ApplicantPriority given to businesses actively creating jobsFor applicants whose business directly benefits the community
Example UsesLand, building, construction, facility expansion, equipment, working capital, financing/refinancing, business purchases, franchise lendingLand, buildings, renovations, equipment, furniture, soft costs
TermsUp to 25 years (real estate)
Up to 10 years (leasehold, equipment, inventory)
Up to 25 years (secured real estate)
Credit LimitUp to $5 millionUp to $5 million
 7(a) Guarantee Loan Up to $5B
Ideal ApplicantPriority given to businesses actively creating jobs
OverviewHelps small businesses start or expand
Example UsesLand, building, construction, facility expansion, equipment, working capital, financing/refinancing, business purchases, franchise lending
TermsUp to 25 years (real estate)
Up to 10 years (leasehold, equipment, inventory)
Credit limitUp to $5 million
 504 Fixed Asset Loan Up to $5B
Ideal ApplicantFor applicants whose business directly benefits the community
OverviewLong-term, fixed-rate financing used to upgrade or expand fixed assets
Example UsesLand, buildings, renovations, equipment, furniture, soft costs
TermsUp to 25 years (secured real estate)
Credit limitUp to $5 million

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
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Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
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