Business Services

Do you offer any other business services such as investments?

From investment and line of credit sweeps to CDARS that help balance accounts and improve efficiencies, Texas Citizens Bank helps manage and maximize wealth. Secure your future with strategic business services that will help your money go further.


  • INVESTMENT SWEEP

    Automatically concentrate funds to avoid idle funds and control disbursements.

    Benefits

    • Maximize investment funds
    • Automate transfers to fund sub-accounts
    • Easily track transfers via statement account numbers
    • Maintain liquidity and control cash flow
    • Avoid bounced checks
    • Minimize idle funds and overdraft fees
    • Reduce time balancing accounts
  • CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE (CDARS)

    Protect large-dollar investments with FDIC insurance while earning CD-level returns.

    Benefits

    • Access multi-million-dollar FDIC insurance*
    • One rate for each CD maturity
    • One trusted relationship

    * Limits apply. Funds may be submitted for placement only after an investor enters into a CDARS Deposit Placement Agreement with our bank.

  • LINE OF CREDIT SWEEP

    Automatically transfer funds based on account balances.

    Benefits

    • Maximize excess cash
    • Reduce interest expenses
    • Save time and money

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Montly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: