Month: October 2018

Business using treasury management technology to improve cash flow

3 Game-Changing Banking Services Every Entrepreneur Needs

posted on October 19, 2018 in Technology

How Treasury Management Services (TMS) Can Boost Your Business The best banks offer business services beyond loans and deposits. Taking advantage of your bank’s Treasury Management Services (TMS) could save you countless hours in tedious tasks. What is Treasury Management? Treasury Management is a broad term that refers to the collection, concentration,…Continue Reading »

JP Morris Honored at Chairman's Ball 2018

Clear Lake Pays Tribute to J.P. Morris

posted on October 8, 2018 in Community

Pictured (left to right): Carl Joiner (Joiner Architects and Mayor of Kemah), Pierr Castillo (Top Star Marketing), Angel Bivens (The Pet Palace), Bryan Bogel (AMOCO Federal Credit Union and outgoing chairman of the board), and J.P. Morris (Texas Citizens Bank). Chairman’s Ball Honors Chamber Directors Texas Citizens Bank VP / Relationship Manager…Continue Reading »

Federal interest rates rise in 2018

Fed Interest Rates Rise Again — the Third 2018 Rate Hike

posted on October 2, 2018 in Financial

What to expect after the latest federal interest rate increase   Source: CNBC Last week, the Federal Reserve raised its federal funds rate target range a quarter percentage point, 2.00–2.25%, marking the third interest rate hike of the year. The decision to raise the interest rate did not come as a surprise….Continue Reading »

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Years:
Interest:
Loan Amount:
Monthly Principal Interest

Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Principal:
Number of Payments:
Interest Rate:
Your Montly Payment:

Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Total invested each month: (Ignore comma)
Number of months/years to acquire sum:
Interest rate on savings (%):
 
 

Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

Enter your credit card balance:
Enter the credit card's interest rate:
Enter payment amount per month:
or
Enter desired months until debt free: