Member FDICEqual Housing Lender
Online Banking Center

The Independent, Locally Owned Alternative for Owner Managed Businesses
No bank does more for business owners than Texas Citizens Bank.
Our customer-first approach empowers owners to act quickly and embrace opportunity. Our dedicated relationship managers work with customers to develop thoughtful financial packages designed to meet short- and long-term goals. Over the years, we’ve helped businesses big and small secure needed capital for greater financial freedom.
Industrial ● Health Care ● Manufacturing ● Professional Services ● Distribution
The Independent, Locally Owned Alternative for Owner Managed Businesses
No bank does more for business owners than Texas Citizens Bank. As a locally grown bank built on strong relationships, we know the difference great service makes for developing businesses.
Our customer-first approach empowers business owners to act quickly and embrace opportunity. Our dedicated relationship managers work with customers to develop thoughtful financial packages designed to meet short- and long-term goals. Business loans include Business Real Estate, Line of Credit, SBA Loans, Equipment Loans, and Inventory Loans. Over the years, we’ve helped businesses big and small—and of all industries—secure needed capital for greater financial freedom.
Industrial ● Health Care ● Manufacturing ● Professional Services ● Distribution
Enjoy banking with us? Write us a review.
Mortgage Payment Calculator*
Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.
Loan Payment Calculator*
Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.
Savings Estimator*
Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.
Debt Payoff Calculator*
Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.